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Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule

Publication Details
Type
Proposed Rulemaking
Document Number
2023-08602
Federal Register Publish Date
04/26/2023
Federal Register Citation
88 FR 25293
PDF Format
Comment Open Date
04/19/2023
Comment End Date
06/26/2023
Comment Status
Closed
View Documents:
Rulemaking Details
Rulemaking

Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule

Contact Information

FOR FURTHER INFORMATION CONTACT: James Wylie, Associate Director, Office of Fair Lending Oversight, (202) 649-3209, James.Wylie@fhfa.gov, Leda Bloomfield, Branch Chief for Policy and Equity, Office of Fair Lending Oversight, (202) 649-3415, Leda.Bloomfield@fhfa.gov; or Annalyce Shufelt, Branch Chief for Fair Lending Law, Supervision, and Enforcement, (202)-717-1164, Annalyce.Shufelt@FHFA.gov. These are not tollfree numbers. For TTY/TRS users with hearing and speech disabilities, dial 711 and ask to be connected to any of the contact numbers above.

Summary

SUMMARY: The Federal Housing Finance Agency is seeking comments on a proposed rule that would address barriers to sustainable housing opportunities for underserved communities by codifying existing FHFA practices in regulation and adding new requirements related to fair lending, fair housing, and equitable housing finance plans. The proposed rule would improve FHFA's fulfillment of its statutory purposes and its oversight of the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Banks (Banks) (Fannie Mae and Freddie Mac collectively, the Enterprises; the Enterprises and the Banks collectively, regulated entities), and their fulfillment of their statutory purposes.

DATES: Interested persons may submit comments on the proposed rule by June 26, 2023.

Public Comments people-icon

Below are a compilation of public comments made on this publication.

118 items
CSV
Date First Name Last Name Organization Comment
Maggie Park N/A This is one of the most unfair proposals to all Americans. This Admini…View Comment
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Mark Lahey N/A This idea is Socialistic. I have work all my life and played by the ru…View Comment
Email: Mlahey76@gmail.com
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Donna Allen N/A I am adamantly opposed to this rule change. Once again you are trying…View Comment
Email: dgegallen@bellsouth.net
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Ray Anthony Ray Anthony It's not right having someone penalized for working hard to better the…View Comment
Email: heavychevy58@hotmail.com
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Lisa Stump N/A It is totally unjust, and unfair, to expect citizens that have worked…View Comment
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Julianne Billington N/A I am so angry at this insanity!! I have worked to get, and keep, a hig…View Comment
Email: juliannepb@gmail.com
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CHERRY PATTERSON N/A Whatever the government is doing to their people are completely messed…View Comment
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Brian Reinard N/A I understand and agree that everyone should have the opportunity to pu…View Comment
Email: btreinard@gmail.com
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Mark Sweat N/A Your decision to penalize people because of good credit is ludicrous.…View Comment
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john funk N/A biggest idiot government everView Comment Email: N/A
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Derek McELveen N/A This new rule is completely unfair to anybody that has worked their en…View Comment
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Brenda Brown N/A Thiss bill is discrimination against all people that have paid their b…View Comment
Email: Nurse64brown@yahoo.com
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Jeanne Alfred Concerned Citizen It is unconscionable that those who work hard to maintain a good credi…View Comment
Email: jeannealfred@sbcglobal.net
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John Doe N/A This is illegal and in violation of the Equal Credit Opportunity Act.…View Comment
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Bart Brown N/A I wish to express my extreme opposition to this feeble attempt to make…View Comment
Email: bartbrown05@yahoo.com
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Dean DeBois N/A While statue has created the various forms of the federal government t…View Comment
Email: deandb@bellsouth.net
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Jordan Yost N/A Thank you for taking the time to accept and read comments on this prop…View Comment
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Zachary Clifford N/A My credit score is below 640, but I currently have an FHA mortgage. Wi…View Comment
Email: zacharytclifford@gmail.com
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Gerardo Barrios N/A I’m 30 years old, I’m a truck driver in West Virginia. I’ve been payin…View Comment
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Bennett Umhau N/A "It doesn't seem as though research was done as to WHY there is a disc…View Comment
Email: bennett.umhau@gmail.com
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Matt Mycko N/A Would this not be the same thing that happened in 2000s with the housi…View Comment
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Simone Lee N/A The mindset in which individuals with high credit scores have to pay e…View Comment
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Rory Blakeslee N/A The new rule that will raise LLPAs and penalize buyers with good credi…View Comment
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Jessica San N/A Hello, we have been renting for over a decade to save for a home and w…View Comment
Email: iriarte.jessica@yahoo.com
Attachment: View Attachment
Hayli Victor N/A I have worked my whole life to gain a great credit score...now you wil…View Comment
Email: queen1trainer@yahoo.com
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