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  • Comment Detail

  • Date: 04/26/23
    First Name: Gerardo
    Last Name: Barrios
    Organization: N/A
    City: N/A
    State: N/A
    Attachment: N/A
    Number: RIN-2590-AB29
  • Comment

    I’m 30 years old, I’m a truck driver in West Virginia. I’ve been paying off debt and trying to save for a home for 3 years. I have a baby on the way now.
    I just can’t believe that I can try so hard to do things the right way and still be penalized. For the type of people who I would lend money to and never be paid back. I hope you find that this is the wrong way to help.
    I was a licensed loan originator, I’ve pulled up full credit reports on homeowners. I understand the industry. This new fee structure is going to suppress the middle class. It’s going to discourage buying multiple rental properties as I was hoping to one day do. You’re limiting what assets maintain their viability.
    So. I think this is a massive mistake. Hopefully this reaches you and you consider my two cents . We’re all human and we’re trying.