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Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule

Publication Details
Type
Proposed Rulemaking
Document Number
2023-08602
Federal Register Publish Date
04/26/2023
Federal Register Citation
88 FR 25293
PDF Format
Comment Open Date
04/19/2023
Comment End Date
06/26/2023
Comment Status
Closed
View Documents:
Rulemaking Details
Rulemaking

Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule

Contact Information

FOR FURTHER INFORMATION CONTACT: James Wylie, Associate Director, Office of Fair Lending Oversight, (202) 649-3209, James.Wylie@fhfa.gov, Leda Bloomfield, Branch Chief for Policy and Equity, Office of Fair Lending Oversight, (202) 649-3415, Leda.Bloomfield@fhfa.gov; or Annalyce Shufelt, Branch Chief for Fair Lending Law, Supervision, and Enforcement, (202)-717-1164, Annalyce.Shufelt@FHFA.gov. These are not tollfree numbers. For TTY/TRS users with hearing and speech disabilities, dial 711 and ask to be connected to any of the contact numbers above.

Summary

SUMMARY: The Federal Housing Finance Agency is seeking comments on a proposed rule that would address barriers to sustainable housing opportunities for underserved communities by codifying existing FHFA practices in regulation and adding new requirements related to fair lending, fair housing, and equitable housing finance plans. The proposed rule would improve FHFA's fulfillment of its statutory purposes and its oversight of the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Banks (Banks) (Fannie Mae and Freddie Mac collectively, the Enterprises; the Enterprises and the Banks collectively, regulated entities), and their fulfillment of their statutory purposes.

DATES: Interested persons may submit comments on the proposed rule by June 26, 2023.

Public Comments people-icon

Below are a compilation of public comments made on this publication.

118 items
CSV
Date First Name Last Name Organization Comment
Kristoffer Dean N/A By conflating fiscal responsibility with wealth, your agency is inadve…View Comment
Email: deank.2002@gmail.com
Attachment: N/A
Mary Mo N/A This is the most ridiculous thing I have ever heard. I worked very ha…View Comment
Email: N/A
Attachment: N/A
ELIZABETH BURKHOLDER Altitude Mortgage Corporation I have been in the mortgage business since 1981. I am primarily invol…View Comment
Email: eburkholder@altitudehomeloans.com
Attachment: N/A
Jake Lee Equity Real Estate Dear Federal Housing Finance Agency, I am writing to express my opposi…View Comment
Email: JakeLeeTheRealtor@gmail.com
Attachment: N/A
Alexander Rolfe N/A I oppose this proposed rule. It's bad policy, provides perverse incen…View Comment
Email: arolfe@gmail.com
Attachment: N/A
Matt Cook N/A Ridiculous that you are going to impose a rule to charge me money more…View Comment
Email: mgcook@gmail.com
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Tim Hornbeck N/A Opposed: I, and every American citizen I know, are vehemently opposed…View Comment
Email: N/A
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Anonymous Anonymous N/A Oppose. This policy heavily discriminates against the hard working ind…View Comment
Email: N/A
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James Kincannon N/A I oppose the proposed LLPA rate changes due to the higher mortgage ra…View Comment
Email: jamiekincannon@hotmail.com
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Cindy Fahring N/A Really you are trying to pass the buck to those that have good credit…View Comment
Email: N/A
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Rebecca Openshaw N/A Dear Federal Housing Finance Agency, I am writing to express my opposi…View Comment
Email: N/A
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Caroline Kim N/A Have YOU learned nothing from the debacle that happened in the Great F…View Comment
Email: N/A
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Alan Blood N/A Dear Federal Housing Finance Agency, I am writing to express my opposi…View Comment
Email: alanjblood@gmail.com
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Bryan Glenn N/A When I began my banking career in the early 1980s banks were still mak…View Comment
Email: pgandbg@cox.net
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Amy Fulton N/A To equate high credit score with wealth is naive and short-sighted. We…View Comment
Email: amyfulton@verizon.net
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anonymous Anonymous N/A This seems like another thinly veiled tax hike on the middle class. I…View Comment
Email: N/A
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Jarett Reidnauer N/A I think instituting a fee to people with good credit to subsidize peop…View Comment
Email: N/A
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Diane Sandonato N/A Growing up we are taught you work hard you will be rewarded. Now if yo…View Comment
Email: Bleeve8@yahoo.com
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Monica Hoecker N/A This is abhorrent. I have worked hard to improve my credit. Now I'll…View Comment
Email: Corina5262001@yahoo.com
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Loretta Usilton N/A Although I'm supportive of much your administration is trying to do fo…View Comment
Email: LaytonLA@msn.com
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Amy Collins N/A See attached comment.View Comment Email: N/A
Attachment: View Attachment
Amelia Robinette NoVa House and Home This is ridiculous. Penalizing people who have managed their money wel…View Comment
Email: ameliarobinette@gmail.com
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Kaye Sand N/A Disagree with this 100%! This is punishment to hard working people wh…View Comment
Email: N/A
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Lori Lynch N/A Three years ago my husband and I moved to Texas with the intent of spe…View Comment
Email: LoriALynch@outlook.com
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Kyle Davis, REALTOR N/A You need to reverse your decision immediately which rewards low credit…View Comment
Email: Kyle@KyleDavisSells.com
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