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  • Comment Detail

  • Date: 04/25/23
    First Name: Simone
    Last Name: Lee
    Organization: N/A
    City: N/A
    State: N/A
    Attachment: N/A
    Number: RIN-2590-AB29

  • Comment

    The mindset in which individuals with high credit scores have to pay extra to support others that have low credit scores is absolutely the thing that will begin the collapse of the housing market. If having high credit means that you’ll pay more, what’s the point of having high credit? The real issue isn’t individuals, why not limit institutional buyers or other countries from buying so much property? That would benefit the American people more than squeezing the middle class. I can agree that there are things that we can do to make fair lending happen but I don’t believe this should be at the expense of those with higher credit scores nor do I believe those individuals that have worked hard should be penalized for doing so.