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Using the New UAD Aggregate Statistics Top 100 Metro Areas Dashboard to Explore Changes in Median Appraisal Values

​​​Introduction

On October 24, 2022, the Federal Housing Finance Agency (FHFA) released the Uniform Appraisal Dataset (UAD) Aggregate Statistics Data File and Dashboards. This marked the first time borrower data (with privacy protections) on appraisal reports for Enterprise single-family properties were available publicly. Through these new statical products, users may analyze data and create visualizations to explore broad trends in appraisals by property or neighborhood characteristics at various levels of geography.

Update on FHFA’s Proposed Rule on Duty to Serve Underserved Markets

​​In December 2015, the Federal Housing Finance Agency (FHFA) issued a proposed rule that would implement "Duty to Serve" provisions included in the Housing and Economic Recovery Act of 2008.  The statute establishes a "duty" for Fannie Mae and Freddie Mac (the Enterprises) to provide leadership to facilitate a secondary market to improve the distribution of mortgage financing for very low-, low-, and moderate-income families in three specified underserved markets:  manufactured housing, affordable housing preservation, and rural housing.