​​​​Following FHFA’s Conservatorship Scorecard guidance, Fannie Mae and Freddie Mac have made progress on developing foundational climate risk frameworks, integrating climate risk considerations into their strategic planning, incorporating climate risk considerations into their management and board reporting structures, and developing educational resources for their workforce. The Federal Home Loan Banks are continuing to individually develop their decision-making processes and governance structures in consideration of climate change.

Background

​​​​​​Are students willing to endure long commutes for access to good schools? Little is known about how much families are willing to let students travel between home and school, especially if they have an opportunity to attend one of the best public schools. In a 

Appraisal gaps persist between white and both Black and Hispanic/Latino majority neighborhoods, but updated data indicate a decreased gap following actions by stakeholders and federal, state, and local agencies, including the release of the PAVE Action Plan. More analysis is needed to determine whether this is a causal relationship.

Introduction