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  • Fact Sheet

    November 18, 2024

    Background

    • Since 2015, FHFA has set caps on the Enterprises’ conventional (market-rate) multifamily businesses.
    • The purpose of the caps is to ensure the
  • News Release

    FHFA Enables Fannie Mae and Freddie Mac to Expand Support for Rental Housing
    November 18, 2024
    The Federal Housing Finance Agency (FHFA) will allow greater rental housing support from Fannie Mae and Freddie Mac (the Enterprises) by raising the multifamily loan purchase cap for each Enterprise to $73 billion, representing $146 billion in total 2025 multifamily market support and a more than 4 percent increase from 2024, the Agency announced today. FHFA establishes the caps every year, and they are later included in Appendix A of the Enterprises’ Conservatorship Scorecard, a set of annual priorities that they are expected to meet. Just like in 2024, when the cap for each Enterprise was $70 billion, multifamily loans that finance workforce housing will be excluded from the 2025 limits.
  • News Release

    FHFA Releases FY 2024 Performance and Accountability Report
    November 15, 2024
    The Federal Housing Finance Agency (FHFA) today released its annual Performance and Accountability Report, which details FHFA’s activities as regulator of the Federal Home Loan Bank System and as regulator and conservator of Fannie Mae and Freddie Mac during fiscal year 2024. For the sixteenth consecutive year, FHFA received an unmodified audit opinion on its FY 2024 financial statements from the U.S. Government Accountability Office (GAO). GAO also found no instances of reportable noncompliance with the applicable laws and regulations it tested.
11/12/2024

August 2024 Highlights - Foreclosure Prevention

The Enterprises' Foreclosure Prevention Actions:

  • The Enterprises completed 14,614 foreclosure prevention actions in August, bringing the total to 7,033,154 since the start of the conservatorships in September 2008.
Attachments:
Foreclosure Prevention, Refinance, and FPM Report - August 2024
11/13/2024

Author:

William M. Doerner, Michael J. Seiler, and Vivian Wong

Attachments:
Working Paper 24-08
  • News Release

    FHFA Announces FHLBank Partnerships with Fannie Mae and Freddie Mac to Expand Housing Access for Tribal Communities
    November 07, 2024
    The Federal Housing Finance Agency (FHFA) today announced two partnerships involving Fannie Mae, Freddie Mac, and Federal Home Loan Banks (FHLBanks) to boost awareness and liquidity for programs that expand housing access for tribal communities. In one partnership, the FHLBank of Des Moines will promote a Freddie Mac mortgage product intended to improve credit access for federally recognized Native American tribes. In the other, Fannie Mae will purchase loans originated through the FHLBank Mortgage Partnership Finance (MPF) program — administered by the FHLBank of Chicago — to increase mortgage liquidity for tribal communities.

Victoria Nahrwold, Deputy Director

Division of Enterprise Regulation (DER)

Victoria Nahrwold is the Deputy Director for the Division of Enterprise Regulation at the Federal Housing Finance Agency (FHFA). She is responsible for oversight, direction, and support for all examination activity involving the Enterprises, the development of supervision findings, and preparation of the annual reports of examination. The division monitors and assesses the financial condition and performance of the Enterprises and their compliance with regulations through annual on-site examinations and periodic visits. Victoria also supports the FHFA Director’s responsibilities as a member of the Federal Housing Finance Oversight Board. She assumed this role in November 2024.

Previously, Victoria held various positions related to financial institution supervision during nearly 25 years with the National Credit Union Administration (NCUA). As Associate Director in the Office of Examination and Insurance, she developed examination and supervision policies for a diverse array of financial institutions. In her other roles, her financial institution supervisory experience included examination and supervision policy development and execution with comprehensive expertise in capital, operations, payments, investments, risk management, interest rate risk, liquidity risk, loans (including secondary market activities) and regulatory compliance. Victoria represented NCUA on key committees such as the Task Force on Property Appraisal and Valuation Equity (PAVE), and Federal Financial Institutions Examination Council (FFIEC) Appraisal Subcommittee (ASC). Victoria demonstrated track record of leading people, leading change, driving results, strong business acumen, and building coalitions in her 20+ year career as a federal financial institutions regulator.

Prior to joining the NCUA, Victoria held various accounting and finance positions in private industry including leadership in a Federal Credit Union. She earned her bachelor’s degree in business administration and her master’s degree in forensic psychology.