Recent Changes in Mortgage-Related Housing Consumption Costs: Evidence from the National Mortgage Database
Measuring housing consumption cost is challenging because homeowners (about two thirds of U.S.
FHFA Announces New Multifamily Tenant Protections as Part of Commitment to Advance Resident-Centered Practices at Enterprise-Backed Properties
The Federal Housing Finance Agency (FHFA) is announcing three new tenant protections, establishing the first tenant protection policy applicable to all multifamily properties financed with mortgages backed by Fannie Mae and Freddie Mac (the Enterprises). Under the new policy, which will be effective February 28, 2025, multifamily housing providers with Enterprise-backed financing must provide tenants: 1) a 30-day notice of a rent increase, 2) a 30-day notice of a lease term’s expiration, and 3) a minimum 5-day grace period for late rent payments.
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News Release
July 12, 2024The Federal Housing Finance Agency (FHFA) today announced a set of required tenant protections for multifamily properties financed by Fannie Mae and Freddie Mac (the Enterprises). This announcement results from FHFA’s extensive and ongoing engagement with market participants and key stakeholders on tenant issues and represents the first time that tenant protections will be a standard component of Enterprise multifamily financing.
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News Release
July 11, 2024The Federal Housing Finance Agency (FHFA) today announced that Fannie Mae and Freddie Mac (the Enterprises) are making historical VantageScore® 4.0 credit scores available to approved users to support the transition to updated credit score and credit report requirements.
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News Release
July 02, 2024The Federal Housing Finance Agency (FHFA) today published updated aggregate statistics from the National Mortgage Database (NMDB®) and launched the NMDB Aggregate Statistics Dashboard—a new data visualization tool for the NMDB Outstanding Residential Mortgage Statistics.
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News ReleaseJuly 01, 2024The Federal Housing Finance Agency (FHFA) and the Consumer Financial Protection Bureau (CFPB) today published updated loan-level data for public use collected through the National Survey of Mortgage Originations (NSMO). The data also provide updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from 2013 to 2021.
2024Q1 UAD Aggregate Statistics: Volume and Median Appraised Value for Both Purchase and Refinance Appraisals Rose over the Past Year and Quarter
The number of U.S. home appraisals increased both between the first quarters of 2023 and 2024 and the fourth quarter of 2023 and the first quarter of 2024. The median appraised value for both purchase and refinance appraisals also increased between the same periods.
60-Day Notice “National Survey of Mortgage Originations” information collection for approval from OMB
SUMMARY: In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the Federal Housing Finance Agency (FHFA) is seeking public comment on a generic information collection called the “National Survey of Mortgage Originations” (NSMO). FHFA intends to submit the information collection to OMB for review and approval of a three-year control number.
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30-Day Notice “American Survey of Mortgage Borrowers” information collection for approval from OMB
SUMMARY: In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the Federal Housing Finance Agency (FHFA, or Agency) is seeking public comment concerning an information collection known as the “American Survey of Mortgage Borrowers (ASMB),” which has been assigned control number 2590-0015 by the Office of Management and Budget (OMB). FHFA intends to submit the information collection to OMB for review and ap
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06/25/2024
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FHFA HPI Monthly - June 2024
U.S. house prices rose in April, up 0.2 percent from March, according to the Federal Housing Finance Agency (FHFA) seasonally adjusted monthly House Price Index (HPI®). House prices rose 6.3 percent from April 2023 to April 2024. The previously reported 0.1 percent price increase in March was revised downward to 0.0 percent.