Fact Sheets

Background Since 2015, FHFA has set caps on the Enterprises’ conventional (market-rate) multifamily businesses. The purpose of the caps is to ensure the Enterprises support liquidity in the multifamily market, particularly for affordable housing and underserved segments, without crowding out private...

HIGHLIGHTS OF 2024 MU​​LTIFAMILY CAPS ​The 2024 volume caps applicable to the multifamily loan purchases of Fannie Mae and Freddie Mac (the Enterprises) will be $70 billion for each Enterprise, for a total of $140 billion during the calendar year. FHFA anticipates the 2024 cap levels will be...

View Full Fact Sheet (PDF) BACKGROUND The Federal Home Loan Bank System (System) has served as a key component of the nation’s housing finance system since its creation over 90 years ago. Today, the Federal Home Loan Banks (FHLBanks) connect domestic financial institutions—many of which are small...

​​​View Full Fact Sheet (PDF)​​​ ​​ BACKGROUND​ The Federal Housing Finance Agency (FHFA) requires sales of non- performing loans (NPLs) and re-performing loans (RPLs) by Freddie Mac and Fannie Mae (the Enterprises) to meet specific requirements. Drawing on the Enterprises’ experience with NPL and...

​ ​View ​ Full Fact Sheet (PDF) FHFA Announces Proposed Implementation Timelines for Credit Score Models and Credit Report Requirements and a Public Engagement Process The Federal Housing Finance Agency (FHFA) announced proposed implementation timelines for the use of the FICO 10T and the...

​​​​ ​​​​​​FHFA PROPOSED RULE TO AMEND ENTERPRISE REGULATORY CAPITAL FRAMEWORK Background ​​The Housing and Economic Recovery Act of 2008 amended the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 to require the Federal Housing Finance Agency (FHFA) to establish, by...

​View Full Fact Sheet (PDF) FINAL RULE FOR PRIOR APPROVAL OF ENTERPRISE PRODUCTS BACKGROUND Section 1321 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by section 1123 of the Housing and Economic Recovery Act of 2008 (Safety and Soundness Act), requires...

​​​HIGHLIGHTS OF 2023 MULTIFAMILY CAPS ​The 2023 volume caps applicable to the multifamily loan purchases of Fannie Mae and Freddie Mac (the Enterprises) will be $75 billion for each Enterprise, for a total of $150 billion during the calendar year 2023.​ FHFA anticipates the 2023 cap levels to be...

​​View Full Fact Sheet (PDF )​ FHFA ANNOUNCES VALIDATION AND APPROVAL OF FICO 10T AND VANTAGESCORE 4.0 CREDIT SCORE MODELS NEWLY APPROVED MODELS WILL IMPROVE ACCURACY, STRENGTHEN ACCESS TO CREDIT, AND ENHANCE SAFETY AND SOUNDNESS On October 24, 2022, the Federal Housing Finance Agency (FHFA)...

INFORMATION FOR TENANTS IN RENTAL PROPERTIES WITH A FANNIE MAE OR FREDDIE MAC MORTGAGE​ Federal Resou​rces for Tenants During the COVID-19 National Emergency In response to the COVID-19 pandemic, the federal Emergency Rental Assistance program makes funding available to assist households that are...