Fact Sheets

BACKGROUND Section 1123 of the Housing and Economic Recovery Act of 2008 (Section 1123) amended the Federal Housing Enterprises Financial Safety and Soundness Act (Safety and Soundness Act) to require Fannie Mae and Freddie Mac (the Enterprises) to provide notice to the Federal Housing Finance...

BACKGROUND The Federal Home Loan Bank Act requires that the Director of the Federal Housing Finance Agency (FHFA) establish housing goals with respect to the purchase of mortgages, if any, by the Federal Home Loan Banks (FHLBanks). The goals should be consistent with those for Fannie Mae and Freddie...

​Link to Fact Sheet: Re-proposed Rule on Enterprise Capital Contacts: Media: Raffi Williams Raffi.Williams@FHFA.gov ​

HIGHLIGHTS AND BENEFITS OF NEW MULTIFAMILY CAPS FHFA is revising the structure of the caps applicable to the multifamily loan purchases of Fannie Mae and Freddie Mac (the Enterprises). The new caps eliminate loopholes, provide ample support for the market without crowding out private capital, and...

BACKGROUND ​FHFA has published a final rule implementing Section 310 of the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 (Public Law 115-174) (the Act). The Act amended the Enterprise charter acts and the Federal Housing Enterprises Financial Safety and Soundness Act...

BACKGROUND Section 310 of the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 (PL-115-174) (the Act) amended Fannie Mae and Freddie Mac (the Enterprises) charter acts and the Federal Housing Enterprises Financial Safety and Soundness Act (Safety and Soundness Act) to...

BACKGROUND The Federal Housing Finance Agency (FHFA) undertook an extensive evaluation to determine whether to implement a Principal Reduction Modification program for seriously delinquent, underwater borrowers whose loans are owned or guaranteed by Fannie Mae or Freddie Mac (the Enterprises). FHFA...

PageContent ​​​​In 2011, the Federal Housing Finance Agency initiated litigation against 18 financial institutions involving allegations of securities law violations and, in some instances, fraud in the sale of private-label securities (PLS) to Fannie Mae and Freddie Mac (the Enterprises). Some...

​ Background The Enterprises have a statutory mission to provide financing for both homeownership and rental housing. The Enterprises support the rental market primarily through their multifamily business, which provides financing for rental housing properties with five or more units. Both...

Background The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) prescribed both a minimum leverage capital requirement and a highly prescriptive risk-based capital requirement for the Enterprises; The Housing and Economic Recovery Act of 2008 (HERA)...