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2023 DTS Proposed Modifications RFI
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James Wylie, Deputy Director
Division of Public Interest Examinations (DPIE)
James Wylie is the Deputy Director of the Division of Public Interest Examinations at the Federal Housing Finance Agency (FHFA). DPIE is responsible for supervisory oversight of FHFA’s regulated entities including Fannie Mae, Freddie Mac, and the Federal Home Loan Banks in the areas of public interest supervision. Public interest supervision includes compliance, mission achievement, and effectiveness of affordable housing, community development, diversity and inclusion, consumer protection, fair lending, equitable housing, and fair housing programs. The division conducts monitoring, examinations, and other oversight to further FHFA’s statutory responsibility to ensure that the regulated entities operate in the public interest.
James previously served as the Associate Director of FHFA’s Office of Fair Lending Oversight. Prior to joining FHFA, James worked on consumer protection and fair lending regulations at the Consumer Financial Protection Bureau and on fair housing matters at the Department of Housing and Urban Development. He has also been an instructor for the National Fair Housing Training Academy. James has a J.D. from the University of Oklahoma and a B.A. in history from the University of Tulsa.
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Section 1601 of the Housing and Economic Recovery Act of 2008 (HERA) requires the Federal Housing Finance Agency (FHFA) to conduct an ongoing study of the guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises) for guaranteeing a mortgage. HERA further requires that FHFA annually submit a report to Congress on the results of its guarantee-fee study.1 HERA requires the report to contain an analysis of the average guarantee fee and a breakdown by product type, risk class, and seller size.
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News ReleaseMay 02, 2024
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac
Fair Lending, Fair Housing, and Equitable Housing Finance Plans Final Rule
- Read more about Fair Lending, Fair Housing, and Equitable Housing Finance Plans Final Rule
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SUMMARY: The Federal Housing Finance Agency (FHFA or the Agency) is issuing this final rule that addresses barriers to sustainable housing opportunities for underserved communities by codifying existing FHFA practices in regulation and adding new requirements related to fair lending, fair housing, unfair or deceptive acts or practices, and Equitable Housing Finance Plans. The final rule furthers FHFA's fulfillment of its statutory purposes and its oversight of the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporati
Progress in Addressing Climate-related Disclosure Standards
In alignment with guidance provided by FHFA, Fannie Mae and Freddie Mac issued annual voluntary reports, starting with the 2020 reporting year, detailing their sustainability strategies, activities, and metrics. The Federal Home Loan Banks released an inaugural Corporate Social Responsibility Report highlighting their commitment to robust and prudential risk management and governance in June 2023. Additionally, the Federal Home Loan Bank of Dallas published a 2022 ESG Report in April 2023.
Background
Freddie Mac Proposed Purchase of Single-Family Closed-End Second Mortgages Comment Request
SUMMARY: The Federal Housing Finance Agency (FHFA) invites comments on a proposal by the Federal Home Loan Mortgage Corporation to purchase certain ingle-family closed-end second mortgages as a new product.
DATES: FHFA will accept written comments on the proposed new product on or before May 22, 2024.
- Read more about Freddie Mac Proposed Purchase of Single-Family Closed-End Second Mortgages Comment Request
- 443 comments
Production of FHFA Records, Information, and Employee Testimony in Legal Proceedings
- Read more about Production of FHFA Records, Information, and Employee Testimony in Legal Proceedings
SUMMARY: The Federal Housing Finance Agency (FHFA) proposes a regulation governing the production of FHFA records, information or employee testimony in connection with legal proceedings in which neither the United States, nor FHFA is a party. This proposed rule would establish requirements and procedures for demanding or requesting parties to submit demands or requests, and factors for FHFA to consider in determining whether FHFA employees will provide records, information or testimony relating to their official duties.
Notice of Regulatory Review
SUMMARY: The Office of Federal Housing Enterprise Oversight (OFHEO) is issuing notice of a regulatory review that will be conducted in accordance with the process set forth in OFHEO Policy Guidance titled, “Regulatory Review,” which was issued on April 2, 2001 (Doc. #: PG-01-001) (Policy Guidance). OFHEO will review its regulations to consider whether existing regulations have become inefficient or create unwarranted burden, and will identify possible revisions where such conditions are found.
Notice of Safety and Soundness Regulation
SUMMARY: Office of Federal Housing Enterprise Oversight (OFHEO) is issuing notice of a regulatory project designed to ensure the adoption and implementation of various written policies and procedures for the supervision of Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation (the “Enterprises”).