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Blogs

  • FHFA Insights

    Now Available: Fannie Mae and Freddie Mac’s Proposed Duty to Serve Plans – We Want to Hear From You

    Fannie Mae and Freddie Mac (the Enterprises) recently released proposed Underserved Markets Plans as part of the Duty to Serve Program, required by Congress in the Housing and Economic Recovery Act of 2008 (HERA). These proposed Plans are the Enterprises’ first step to implement the provisions of...

  • FHFA Insights

    Video Shows How the FHFA House Price Index is Calculated

    Every month, FHFA publishes a House Price Index (HPI) which measures the movement of prices for single-family homes in the United States. The monthly reports include indexes for all nine census divisions and the U.S. as a whole. Each quarter, FHFA publishes a more comprehensive report that includes...

  • FHFA Insights

    A Message to Borrowers Struggling With Mortgage Debt: Check Your Mail!

    ​Check your mail because Fannie Mae and Freddie Mac are offering a one-time Principal Reduction Modification to certain borrowers who are still struggling in the aftermath of the financial crisis. If you are eligible, a principal reduction modification could help you avoid foreclosure and stay in...

  • FHFA Insights

    Three Easy Steps to HARP: How Homeowners Can Save Thousands

    The Federal Housing Finance Agency (FHFA) just extended the deadline for the Home Affordable Refinance Program, or HARP, to September 30, 2017, but with current rates at historic lows there is still time to act. Refinancing through HARP is a streamlined process, and more than 3.4 million homeowners...

  • FHFA Insights

    Update on FHFA’s Proposed Rule on Duty to Serve Underserved Markets

    ​​In December 2015, the Federal Housing Finance Agency (FHFA) issued a proposed rule that would implement "Duty to Serve" provisions included in the Housing and Economic Recovery Act of 2008. The statute establishes a "duty" for Fannie Mae and Freddie Mac (the Enterprises) to provide leadership to...

  • FHFA Insights

    FHFA Launches Map of Potentially Eligible Borrowers for Principal Reduction Modification

    ​After the announcement on April 14, 2016 that Fannie Mae and Freddie Mac will be offering a one-time Principal Reduction Modification program, one of the main questions we received was "where are eligible borrowers located?" Today, we are launching an interactive online map on FHFA.gov that...

  • FHFA Insights

    FHFA Kicks Off #HARPNow Social Media Campaign - HARP Expires in December 2016

    ​​​​The Federal Housing Finance Agency (FHFA) is kicking off a new social media campaign, #HARPNow, to let more than 367,600 homeowners across the U.S. know that now is the time to take advantage of the Home Affordable Refinance Program®, or HARP®, before it expires on December 31, 2016. Beginning...

  • FHFA Insights

    2016 Scorecard for Fannie Mae, Freddie Mac and Common Securitization Solutions

    ​​​​​​In​ s​ports, a scorecard helps us tally results by keeping track of hits, baskets or goals. Likewise, FHFA uses annual Scorecards as a​ way to communicate our conservatorship priorities and expectations to Fannie Mae and Freddie Mac (the Enterprises) and to make these expectations known to the...

  • FHFA Insights

    Expansion of FHFA’s Neighborhood Stabilization Initiative Effective Today

    On November 10, FHFA announced that it was expanding the Neighborhood Stabilization Initiative (NSI) to 18 additional metropolitan areas around the country. This NSI expansion is effective today, December 1. In these 18 new NSI areas, which are listed below, nonprofits and other community...

  • FHFA Insights

    FHFA Launches New Blog, FHFA Insights

    I am excited to announce the debut of a new communications tool—our new blog called FHFA Insights. The blog is located on the Agency website, www.FHFA.gov, and is designed to serve as a resource for a wide range of stakeholders, including homeowners, renters, policy makers, media and the general...