Skip to main content

State-Level Guarantee Fee Pricing

Notice Details
Type
Public Input Notice
Number
2012-N-13
Group
Fannie Mae
Freddie Mac
Federal Register Publish Date
09/25/2012
Federal Register Citation
77 FR 58991
PDF Format
Comment Status
Closed
Comment Open Date
09/25/2012
Comment End Date
10/25/2012
Effective Date
09/25/2012

State-Level Guarantee Fee Pricing

Contact Information

FOR FURTHER INFORMATION CONTACT: Communications may be addressed to FHFA OPAR, 400 Seventh Street SW., Ninth Floor, Washington, DC 20024, or emailed to gfeeinput@fhfa.gov. Communications to FHFA may be made public and would include any personal information provided.

Summary

SUMMARY: The Federal Housing Finance Agency (FHFA) oversees the operations of Fannie Mae and Freddie Mac ("the Enterprises''). The Enterprises are in conservatorships, and, as Conservator, FHFA has statutory obligations in its conduct of the conservatorships, including preserving and conserving assets. Though the Enterprises are congressionally chartered and federally supervised and regulated, state laws and practices can have a significant impact on their loan default costs.

This Notice sets forth an approach to adjust the guarantee fees ("g-fees'') that the Enterprises charge for mortgages that finance properties with one to four units ("single-family mortgages'') in certain states to recover a portion of the exceptionally high costs that the Enterprises incur in cases of mortgage default in those states.

Public Comments people-icon

Below are a compilation of public comments made on this notice.

60 items
CSV
Date First Name Last Name Organization Comment
Robert E. Rutkowski N/A View CommentView Comment Email: N/A
Attachment: View Attachment
Mark Kaufman Maryland Department of Labor Licensing and Regulation View CommentView Comment Email: N/A
Attachment: View Attachment
Kathleen C. Engel Suffolk University Law School View CommentView Comment Email: N/A
Attachment: View Attachment
Andy Pada, Jr. 1st 2nd Mortgage Co. of NJ, Inc. View CommentView Comment Email: N/A
Attachment: View Attachment
Cristy Fish N/A View CommentView Comment Email: N/A
Attachment: View Attachment
Amandeep Parmar N/A View CommentView Comment Email: N/A
Attachment: View Attachment
Kimberly Egan Cardinal Financial Company View CommentView Comment Email: N/A
Attachment: View Attachment
Doug Malan N/A View CommentView Comment Email: N/A
Attachment: View Attachment
Jeffrey E. Bode Mid America Mortgage, Inc. View CommentView Comment Email: N/A
Attachment: View Attachment
Maureen B. Bruneau SWBC Mortgage Corporation View CommentView Comment Email: N/A
Attachment: View Attachment