Enterprise Underwriting Standards

Date

07/31/2013

Number

RIN-2590-AA53

Group

Fannie Mae

Freddie Mac

CFR

12 CFR 1254

Enterprise Underwriting Standards: Notice of Proposed Rulemaking

FOR FURTHER INFORMATION CONTACT: Alfred M. Pollard, General Counsel, (202) 649-3050 (not a toll-free number), Federal Housing Finance Agency, Eighth Floor, 400 Seventh Street SW., Washington, DC 20024. If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. Additionally, the TDD 1-(800) number referenced in Rulemaking documents attached to this page is obsolete and the 7-1-1 number should be used.

SUMMARY: The Federal Housing Finance Agency ("FHFA") hereby issues this Notice of Proposed Rulemaking (NPR) concerning underwriting standards for the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac), (together, the Enterprises) relating to mortgage assets affected by Property Assessed Clean Energy ("PACE") programs.

The NPR reviews FHFA’s statutory authority as the federal supervisory regulator of the Enterprises, reviews FHFA’s statutory role and authority as the Conservator of each Enterprise, summarizes issues relating to PACE that are relevant to FHFA’s supervision and direction of the Enterprises, summarizes comments received on subjects relating to PACE on which FHFA has considered alternative proposed rules, sets forth FHFA’s responses to issues raised in the comments, presents the proposed rule and alternatives FHFA is considering, and invites comments from the public.

DATES: Written comments must be received on or before July 30, 2012.

Public Comments

Below are a compilation of public comments made on this publication.

162 items

CSV

Date Sort ascending	First Name	Last Name	Organization	Comment
09/13/12	Larry	Zarker	Building Performance Institute, Inc. (BPI)	View Comment Email: N/A Attachment: View Attachment
09/13/12	Michael F.	Bennet	N/A	Al Franken; Jeff Merkley; Mark Begich; Mark Udall. View Comment Email: N/A Attachment: View Attachment
09/13/12	Jack P.	Broadbent	Bay Area Air Quality Management District	View Comment Email: N/A Attachment: View Attachment
09/13/12	Mark F.	Thielking	Energy Improvement Corporation	View Comment Email: N/A Attachment: View Attachment
09/13/12	Maurice “Moe”	Veissi	National Association of Realtors	View Comment Email: N/A Attachment: View Attachment
09/13/12	John	Jimison	Energy Future Coalition	View Comment Email: N/A Attachment: View Attachment
09/13/12	Bill	Garber	Appraisal Institute (AI-ASFMRA)	Brian Rodgers. View Comment Email: N/A Attachment: View Attachment
09/13/12	Wendell J.	Chambliss	Freddie Mac	View Comment Email: N/A Attachment: View Attachment
09/13/12	Andrew	McAllister	California Energy Commission	View Comment Email: N/A Attachment: View Attachment
09/13/12	Robert P.	Oglesby	California Energy Commission	View Comment Email: N/A Attachment: View Attachment
09/13/12	Mindy S.	Lubber	Ceres	View Comment Email: N/A Attachment: View Attachment
09/13/12	Jay	Murdoch	Efficiency First	View Comment Email: N/A Attachment: View Attachment
09/13/12	Judith	Albert	Environmental Entrepreneurs	View Comment Email: N/A Attachment: View Attachment
09/13/12	Thomas F.	Darden	Cherokee Investment Partners, LLC	Pamela Lippe, Earth Day Network; Paul Logan, Jones Lang LaSalle; Brad… Email: N/A Attachment: View Attachment
09/13/12	Nan	Hayworth	N/A	Mike Thompson; Dan Lungren. View Comment Email: N/A Attachment: View Attachment
09/12/12	David	Terry	National Association of State Energy Officials (NASEO)	View Comment Email: N/A Attachment: View Attachment
09/12/12	Cindy	Domenico	Board of County Commissioners of Boulder County, Colorado	Will Toor; Deb Gardner. View Comment Email: N/A Attachment: View Attachment
09/12/12	Girard J.	Gurgick	G2 Engineering & Management, Inc.	View Comment Email: N/A Attachment: View Attachment
09/12/12	Tom	Cassidy	Local Energy Alliance Program (LEAP-VA)	View Comment Email: N/A Attachment: View Attachment
09/12/12	Bryan Wasmer	Dempsey	N/A	View Comment Email: N/A Attachment: View Attachment
09/12/12	Marriele	Robinson	N/A	View Comment Email: N/A Attachment: View Attachment
09/12/12	Troy	Wilsey	N/A	View Comment Email: N/A Attachment: View Attachment
09/12/12	Shirlee	Zane	County of Sonoma and the Sonoma County Water Agency	View Comment Email: N/A Attachment: View Attachment
09/12/12	Shirlee	Zane	County of Sonoma and the Sonoma County Water Agency	View Comment Email: N/A Attachment: View Attachment
09/12/12			California Attorney General's Office	View Comment Email: N/A Attachment: View Attachment
09/12/12	Christopher	Lish	N/A	View Comment Email: N/A Attachment: View Attachment
09/12/12	Janill	Richards	California Attorney General's Office	Jason Malinsky. View Comment Email: N/A Attachment: View Attachment
09/12/12	Jonathan	Cloud	New Jersey PACE Program	View Comment Email: N/A Attachment: View Attachment
09/12/12	Lourdes Wasmer	Dempsey	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	L. Dennis	Michael	City of Rancho Cucamonga, California	View Comment Email: N/A Attachment: View Attachment
09/11/12	Kenneth A.	Roberts	Financial Pathways	View Comment Email: N/A Attachment: View Attachment
09/11/12	R. Michael	Kasperzak, Jr.	City of Mountain View, California	View Comment Email: N/A Attachment: View Attachment
09/11/12	Rob	Sargent	Environment America	View Comment Email: N/A Attachment: View Attachment
09/11/12	Matthew E.	Kahn	University of California, Los Angeles (UCLA)	Nils Kok, Maastricht University. View Comment Email: N/A Attachment: View Attachment
09/11/12	Unknown		N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Unknown		N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Unknown		N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Unknown		N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Unknown		N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Unknown		N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Paul	Georgantes	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Chris	Eykamp	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Ana	Salinas	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Chris	Soderquist	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Andy	Blauvelt	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Bruce	Harley	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Boone	Guyton	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Chris	Babor	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Carl	Petersen	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Chris	Snyder	N/A	View Comment Email: N/A Attachment: View Attachment