Skip to main content

Programs
Duty to Serve Program

Overview

To enable FHFA's evaluations, each Enterprise submits quarterly and annual reports detailing its actions and progress toward achieving the objectives in its Plan. FHFA makes these quarterly and annual reports public, omitting any confidential and proprietary information. These reports contain the Enterprises’ views on their Duty to Serve activities and do not necessarily reflect FHFA’s views.

In 2024, FHFA conducted meetings with Fannie Mae and Freddie Mac to supplement the information provided by the Enterprises in their 2023 annual reports.

​​If you have any questions or concerns, please send an email to DutyToServeStakeholders@FHFA.gov.

 

What's New

Image
Current Proposed Plans Icon

Proposed 2025-2027  Underserved Market  Plans 

Read More

Image
Current Proposed Plans Icon

2022-2024  Underserved Market  Plans 

Read More

Image
Listening Session Icon

2024 Duty to Serve Public Listening Sessions

Read More

Image
Annual Report Icon

Final Rule-Colonias Census Tract Amendments

Read More

Image
Annual Report Icon

2023 Enterprise Annual Reports                                         

Read More

Image
Questions and Answers

Questions and Answers                                     

Read More

Resources

Image
email icon

Final Rule 

Read More

Image
Annual Report Icon

Enterprise Annual Reports 

Read More

Image
Current Evaluation Guidance Icon

Evaluation Guidance 

Read More

 

Image
Annual Housing Report Icon

Annual Housing Report

Read More

 

 

Image
Annual Report to Congress Icon

Annual Report to Congress

Read More

 

Data and Tools

Image
2021 Duty to Serve Single Family Dashboard Thumbnail

Access datasets and interactive maps​ on the DTS Eligibility Data Page or DTS-qualifying rural areas, Indian areas, high opportunity areas, and areas of concentrated poverty. Also, access information and dashboards on the DTS Performance Data Page.

2023 DTS Single-Family Dashboard

The Single-Family Dashboard is an interactive map that looks at the share of Enterprise single-family loans located in Duty to Serve Manufactured Housing, Rural, and High-needs Rural areas at the state and county levels.

2023 DTS Multifamily Dashboard

The Multifamily Dashboard is an interactive map that looks at the number of multifamily units supported by Enterprise loans that meet DTS income requirements for multifamily objectives in the Affordable Housing Preservation, Manufactured Housing, and Rural Housing markets.

​We Want to Hear From You

Use the drop-down menus to submit comments on specific Duty to Serve requests for public comments, or to provide general input on the Duty to Serve program. You can also view previously submitted comments.

Explore Duty to Serve

 

Want to learn more about how the DTS program works? Learn about the underserved markets, process timeline, plan structure, statutory and regulatory activities, evaluation process, and more.

View Slideshow 

Archive​​

There are many resources to help you better understand the Duty to Serve program, annual processes, markets, and plans.

Meet the Team

​Arun Barman
Duty to Serve Senior Economist

Rebecca Cohen
Duty to Serve Senior Policy Analyst

Joshua Sagartz
Duty to Serve Policy Analyst

Marcea Barringer
Duty to Serve Supervisory Policy Analyst

​​Mike Price
Duty to Serve Senior Policy Analyst

Lauren Boyd
Duty to Serve Policy Analyst

Toi Roberts
Duty to Serve Program Analyst

Contact the Duty to Serve Team

Questions on Duty to Serve? Email us and we'll get back to you soon.

 

Page Updated: July 24​, ​2024​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​