Underserved Markets Plans (Revised 11/25/2024)
FHFA published Fannie Mae and Freddie Mac’s (the Enterprises’) 2025-2027 Underserved Markets Plans on November 25, 2024. The Plans will become effective on January 1, 2025.
Under the Duty to Serve regulation and FHFA's Evaluation Guidance, an Enterprise may propose to modify its Plan at any point if future events affect its ability to achieve the Plan's original objectives. The activities proposed by the Enterprises are subject to FHFA review and approval to ensure compliance with the Enterprises' Charter Acts, safety and soundness, and other conservatorship and regulatory requirements.
Final Plans (November 2024)
Draft Plans for public comment (June 2024)
View Modified Underserved Markets Plans page for all prior Duty to Serve Plan cycles.