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01/09/2004

Author:

Forrest Pafenberg, Senior Policy Analyst

This OFHEO Research Paper examines how changes in technology have affected the structure and business practices of firms in the single-family mortgage industry in the last two decades and how lenders, Fannie Mae and Freddie Mac, and other firms are seeking to exploit business opportunities created by the most significant recent technological innovations: automated underwriting and the Internet. The paper was prepared to enhance public understanding of the United States housing finance system.

Attachments:
Single-Family Mortgage Industry in Internet Era
01/15/2004

Author:

​Anthony Pennington-Cross, Senior Economist

Attachments:
Working Paper 04-1