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FHFA Releases U.S. Mortgage Statistics from the National Mortgage Database
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today released the first set of national statistics derived from the National Mortgage Database (NMDB®) as a step toward implementing the monthly mortgage market survey public data disclosure required by the Housing and Economic Recovery...
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FHFA Issues 2017 Report to Congress on Guarantee Fees
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today released its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises). The Housing and Economic Recovery Act of 2008 requires FHFA to conduct an ongoing study of the guarantee fees charged...
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FHFA Announces Deemed-Issuance Ratio for 2019
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the deemed-issuance ratio for the 2019 calendar year in accordance with Internal Revenue Service (IRS) guidelines on the trading of the Uniform Mortgage-Backed Security (UMBS). The IRS recently published Revenue...
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FHFA Releases New Report on Non-performing Loan Sales
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today released its semiannual report providing information about the sale of non-performing loans (NPLs) by Fannie Mae and Freddie Mac (the Enterprises). The Enterprise Non-Performing Loan Sales Report includes information about NPLs sold...
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FHFA Index Shows Mortgage Rates Increased in October 2018
Washington, D.C. - Nationally, interest rates on conventional purchase-money mortgages increased from September to October, according to several indices of new mortgage contracts. The National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders Index...
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FHFA Announces Maximum Conforming Loan Limits for 2019
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019. In most of the U.S., the 2019 maximum conforming loan limit for one-unit properties will be $484,350, an increase from...
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U.S. House Prices Rise 1.3 Percent in Third Quarter
Washington, D.C. – U.S. house prices rose 1.3 percent in the third quarter of 2018 according to the Federal Housing Finance Agency (FHFA) House Price Index (HPI). House prices rose 6.3 percent from the third quarter of 2017 to the third quarter of 2018. FHFA's seasonally adjusted monthly index for...
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FHFA Issues Final Rule Amending Federal Home Loan Banks' Affordable Housing Program Regulation
Washington, DC – The Federal Housing Finance Agency (FHFA) has published a final rule amending its regulation for the Federal Home Loan Banks' (FHLBanks) Affordable Housing Program (AHP). The final rule provides additional flexibility at the local level for the FHLBanks, in consultation with their...
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Fannie Mae and Freddie Mac Refinance Volume Decreases In Third Quarter 2018
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today reported that Fannie Mae and Freddie Mac completed 253,135 refinances in the third quarter of 2018, compared with 299,460 in the second quarter. FHFA's third quarter Refinance Report also shows that 1,865 loans were refinanced...
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FHFA Releases 2018 Performance and Accountability Report
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today released its Performance and Accountability Report , which details FHFA's activities as regulator of the Federal Home Loan Bank System and as regulator and conservator of Fannie Mae and Freddie Mac during fiscal year 2018. For the...