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Notice Details
Type
Public Input Notice
Number
2012-N-13
Group
Fannie Mae
Freddie Mac
Federal Register Publish Date
09/25/2012
Effective Date
09/25/2012
Federal Register Citation
Comment Status
Closed
Comment Open Date
09/25/2012
Comment End Date
10/25/2012

State-Level Guarantee Fee Pricing

Contact Information

FOR FURTHER INFORMATION CONTACT: Communications may be addressed to FHFA OPAR, 400 Seventh Street SW., Ninth Floor, Washington, DC 20024, or emailed to gfeeinput@fhfa.gov. Communications to FHFA may be made public and would include any personal information provided.

Summary

SUMMARY: The Federal Housing Finance Agency (FHFA) oversees the operations of Fannie Mae and Freddie Mac ("the Enterprises''). The Enterprises are in conservatorships, and, as Conservator, FHFA has statutory obligations in its conduct of the conservatorships, including preserving and conserving assets. Though the Enterprises are congressionally chartered and federally supervised and regulated, state laws and practices can have a significant impact on their loan default costs.

This Notice sets forth an approach to adjust the guarantee fees ("g-fees'') that the Enterprises charge for mortgages that finance properties with one to four units ("single-family mortgages'') in certain states to recover a portion of the exceptionally high costs that the Enterprises incur in cases of mortgage default in those states.

Public Comments people-icon

Below are a compilation of public comments made on this notice.

60 items
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Date First Name Last Name Organization Comment
Carrie Hunt National Association of Federal Credit Unions View CommentView Comment Email: N/A
Attachment: View Attachment
Michael A. Livermore Institute for Policy Integrity, New York University School of Law Denise A. Grab, Institute for Policy Integrity, New York University Sc…View Comment
Email: N/A
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Benjamin Lawsky New York State Department of Financial Services View CommentView Comment Email: N/A
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Pat Quinn Illinois Office of the Governor View CommentView Comment Email: N/A
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Don Cohenour Missouri Credit Union Association View CommentView Comment Email: N/A
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David L. Ledford National Association of Home Builders View CommentView Comment Email: N/A
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Chris J. Katopis Association of Mortgage Investors View CommentView Comment Email: N/A
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Civil Justice, Inc. View CommentView Comment Email: N/A
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Manuel Flores Illinois Department of Financial and Professional Regulation View CommentView Comment Email: N/A
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Barbara Goolsby Dellutri Law Group View CommentView Comment Email: N/A
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Garth Rieman National Council of State Housing Agencies (NCSHA) View CommentView Comment Email: N/A
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Ken Inadomi New York Mortgage Coalition Benjamin Dulchin, Association for Neighborhood and Housing Development…View Comment
Email: N/A
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Gary Thomas National Association of REALTORS View CommentView Comment Email: N/A
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Robert R. Davis American Bankers Association (ABA) View CommentView Comment Email: N/A
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Americans for Financial Reform View CommentView Comment Email: N/A
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Ed Casanova Aerospace Federal Credit Union View CommentView Comment Email: N/A
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David H. Stevens Mortgage Bankers Association (MBA) View CommentView Comment Email: N/A
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Charles Schumer N/A Kirsten Gillibrand, United States Senate; Carolyn B. Maloney, United S…View Comment
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Elissa T. Wright State of Connecticut General Assembly Andrew M. Maynard, State of Connecticut General Assembly. View CommentView Comment
Email: N/A
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Eric Chatman Connecticut Housing Finance Authority (CHFA) View CommentView Comment Email: N/A
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Richard Blumenthal United States Senate Joseph I l. Lieberman, United States Senate; John B. Larson, United St…View Comment
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Chris Estes National Housing Conference View CommentView Comment Email: N/A
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N/A View CommentView Comment Email: N/A
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Peter T. King N/A View CommentView Comment Email: N/A
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Ellen Taverna National Association of Consumer Advocates (NACA) View CommentView Comment Email: N/A
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