FHFA uses the purchase prices of houses with mortgages owned or guaranteed by Fannie Mae or Freddie Mac to calculate the monthly index. Monthly index values and appreciation rate estimates for recent periods are provided in the table and graphs on the attachment.
* Note: The initial version of the Refinance Report was labeled August 2009 but reflected data through July 2009. Starting with this report and moving forward, the report date will reflect the date of the data being reported.
This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.
This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.
This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.
This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.
Related News Release (6/1/2012)
Related News Release (6/15/2012)
Report Highlights
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Refinance volume surged in the first quarter in response to historically low mortgage rates.
This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.
Report Highlights
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Refinance volume continued to be strong in May as 30-year mortgage rates reached new record lows.
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HARP volume represented 20 percent of total refinance volume in May, the highest percentage reported since the inception of HARP. One in five refinanced loans in May was through HARP.
This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.
Report Highlights
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Refinance volume continued to be strong in June as 30-year mortgage rates continued to reach new record lows.
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HARP volume represented 33 percent of total refinance volume in June, the highest percentage reported since the inception of HARP.
This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.
Report Highlights
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Refinance volume continued to be strong in July as 30-year mortgage rates continued to reach new record lows.
Section 1324 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by section 1125 of the Housing and Economic Recovery Act of 2008 (HERA), requires the Federal Housing Finance Agency (FHFA) to report on the housing activities of Fannie Mae and Freddie Mac, known as the Enterprises.1 FHFA must report each year to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives.2 This annual housing report discusses the Enterprises’ housing activities in 2011, as the Safety and So