Statements

[See attached PDF] ​ Media: Stefanie Johnson (202) 649-3030 / Corinne Russell (202) 649-3032  Consumers:  Consumer Communications  or (202) 649-3811

"The paperwork has been formally approved and signed and the merger of the Federal Home Loan Bank of Des Moines with the Federal Home Loan Bank of Seattle is now official. As the regulator of the Federal Home Loan Bank System, FHFA views this voluntary merger as consistent with safety and soundness...

PageContent ​​​​"FHFA is pleased with the Court's decision and we are reviewing the various elements of this important ruling. It is clear the Court found that the facts presented by FHFA were convincing. FHFA looks forward to submitting proposed damages calculated under the formulae applied in the...

​Title 12 United States Code Section 4617(j)(3) states that, while the Federal Housing Finance Agency acts as Conservator, “[no] property of the Agency shall be subject to levy, attachment, garnishment, foreclosure, or sale without the consent of the Agency.” This law precludes involuntary...

PageContent Today, the Federal Housing Finance Agency (FHFA) is alerting homeowners, financial institutions, and state authorities of the agency’s concerns with state-level actions that threaten the first-lien status of single-family loans owned or guaranteed by Fannie Mae and Freddie Mac. In...

​​​The Federal Housing Finance Agency (FHFA) today directed Fannie Mae and Freddie Mac to begin setting aside and allocating funds to the Housing Trust Fund and the Capital Magnet Fund pursuant to the Housing and Economic Recovery Act of 2008 (HERA). HERA authorized FHFA to temporarily suspend these...

​“The new lending guidelines released today by Fannie Mae and Freddie Mac will enable creditworthy borrowers who can afford a mortgage, but lack the resources to pay a substantial down payment plus closing costs, to get a mortgage with 3 percent down. These underwriting guidelines provide a...

​“The release of details today by Fannie Mae and Freddie Mac clarifying the definition of life-of-loan exclusions and when they apply is a positive step forward for housing finance. Concerns about when a mortgage loan might be subject to repurchase, along with other market factors, have contributed...

​“Today, Fannie Mae and Freddie Mac (the Enterprises) announced several important steps in the multiyear process of developing the Common Securitization Platform (CSP), which will create a shared securitization infrastructure for both Enterprises. As detailed in our 2014 Strategic Plan for the...

“Finalizing this rule represents a major step forward to providing greater certainty to the housing finance market and paves the way for increased participation by the private sector. Aligning the Qualified Residential Mortgage standard with the existing Qualified Mortgage definition also means more...