Contact Your Mortgage Servicer
The best thing to do if you are in need of assistance is to contact your mortgage servicer (the company you send your mortgage payments to). The servicer should be able to explain what options you are eligible for based on your current circumstance.
Confirm Whether Your Loan is Owned by Fannie Mae or Freddie Mac
Borrowers can use the loan lookup tools below to determine if their mortgage is owned by Fannie Mae or Freddie Mac:
Learn About Available Mortgage Payment Assistance Programs
Page Last Updated: November 1, 2023