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National Survey of Mortgage Originations (NSMO) Public Use File Dataset

  • National Mortgage Database Project Notice of Monitoring
  • National Mortgage Database Project Terms of Service
  • National Survey of Mortgage Originations (NSMO) Public Use File

THIS IS A NOTICE OF MONITORING OF THE FEDERAL HOUSING FINANCE AGENCY’S INFORMATION SYSTEMS.

This computer system, including all related equipment, networks, and network devices (including internet access), belongs to and is provided by the Federal Housing Finance Agency (FHFA).

All FHFA computer systems may be monitored for all lawful purposes, including but not limited to:  ensuring that use is authorized, for management of the system, to facilitate protection against unauthorized access, and to verify security procedures, survivability, and operational security. FHFA may monitor your use to improve the site, service, or to ensure compliance with this Agreement.

By using this information system, you understand and consent to the following:

  • There is no reasonable expectation of privacy regarding any communication or information transiting, stored on, or traveling to or from this information system.
  • At any time, the government may, for any lawful purpose, monitor, intercept, search, or seize any communication or information transiting, stored on, or traveling to or from this information system.
  • Any communications or information transiting, stored on, or traveling to or from this information system may be disclosed or used for any lawful purpose. 
  • Evidence of your use, authorized or unauthorized, collected during monitoring may be used for civil, criminal, administration, or other actions.  Unauthorized or illegal use or access may subject you to criminal prosecution.

By clicking “I agree” below, you acknowledge and consent to monitoring.  If you do not click on “I agree” you will not be granted access to the content related to the National Mortgage Database Project (NMDB® Project).  The NMDB Project is comprised of three components: (1) The National Mortgage Database (“NMDB”); (2) the information used to create the NMDB but not contained within the NMDB; and (3) National Survey of Mortgage Originations and American Survey of Mortgage Borrowers (“Surveys”).