Comment Detail
Date: 06/12/17 First Name: Sarah Last Name: Senska Email: sarahs@dakotalandfcu.com Organization Type: organization Organization: Dakotaland Federal Credit Union Comment
Our mortgage dept has suddenly been riddled with loan requests for manufactured homes that we are unable to send secondary market, due to the restrictions on additions to the home. We have no issues with titles needing to be surrendered as REal EState, or any other rule. However SO many people put additions on these homes, if nothing else they attach a deck. I'm sure none of them were built to "HUD" standards, nor are we able to find an engineer in our state that can certify it one way or the other.
Our mortgage insurance company has reviewed the appraisals and they accept the properties, but we are unable to get them to qualify for secondary market. Thanks for your consideration and we hope to see some restrictions lifted in the future in regards to additions
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