Comment Detail
Date: 05/10/17 First Name: amy Last Name: anderso Email: aaanders@ibcp.com Organization Type: individual Organization: N/A Comment
Until the LLPA's are reduced this will be a hindering factor for originating loans for these borrowers. I work for a community bank and someone with a 720 80% ltv will have pay 1.25% or .50 higher in rate. Even with someone with a 800 fico 80% ltv pays .50% which in turn is .25 higher in rate which in unreasonable.
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