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  • Comment Detail

  • Date: 08/27/24
    First Name: Demetrius
    Last Name: Roberts
    Organization: N/A
    City: Upper Marlboro
    State: Maryland
    Attachment: N/A
    Number: RIN-2590-AB34

  • Comment

    I strongly endorse these benchmark levels proposed by the FHFA. As a disadvantaged minority and veteran, have realized without implementing regulatory incentives for benchmarking to gain access to wealth and realestate opportunities for minority and disadvantaged groups, that the system disadvantages minorities, protected classes, and the federal government equity access goals for homeownership and wealth equity. Implementing metrics may strongly incentivize the regulated industries to play close attention to the transactions for which they invest in, and who is taking part as benefactors. I expect the benchmarking goals will increase access and the quality of financing will continue to perpetuate the vicious cycle of poverty, and prevention to wealth generation for minority and protected class citizens within the realestate financing industry.