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  • Comment Detail

  • Date: 08/19/24
    First Name: Michelle
    Last Name: Woods
    Email: michelle@habitatstcharles.org
    Organization Type: organization
    Organization: Habitat for Humanity of St. Charles County

  • Comment

    I strongly support the suggestions and analysis included in the AHAC Comment Letter.
    As a Habitat affiliate, we are very burdened with the lengthy application process, documentation and reimbursement processes. We rely on a volunteer to assist with the application process and this is the only grant application in which we have to resort to an unpaid resource.
    As outlined in the AHAC letter the subsidy for Habitat affiliates is greatly reduced due to the payment of the mortgage OVER 30 YEARS by the homeowner. This assumption of cash flow restricts our ability to build homes and increase the affordable housing supply. On average, we receive $6000/year per home through principle mortgage payments. This is not nearly enough to make a large contribution to our housing expenses.