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Comment

I have been a manufactured housing retailer for over 35 years and served 1 term on the Manufactured Housing Consensus Committee. I have seen countless product improvements and production innovations during my time in the industry. Today's manufactured homes can compete with other forms of housing in every way in terms of design and materials. The only remaining barrier to a market place that is completely fair for all participants that will ultimately benefit American consumers is equal access to lending. That access is the one thing that has not changed in my time in this industry. The discriminatory policies and practices of government agencies and lenders directed at the manufactured housing industry and its consumers continues to bar people from the possibility of home ownership. I am part of the most regulated form of housing in the United States and yet I have the least amount of practical finance options to offer potential home owners. You have the opportunity to help level the financial playing field so that more consumers have more opportunity to get a piece of the American Dream of owning a home. Removing these discriminatory practices and allowing equal access to financial opportunities for all consumers (regardless of their home choice) will more create jobs, more local tax payers and more happy families. Please don't let more time pass before you completely fulfill your duty to serve all potential homeowner choices equally.