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  • Comment Detail

  • Date: 06/29/23
    First Name: Elisha
    Last Name: Adkins
    Email: eadkins1993@gmail.com
    Organization Type: N/A
    Organization: KYTenants

  • Comment

    Tenant Leadership: The FHFA must continue to engage with and follow the leadership of tenants and people directly impacted by the rental market.
    Equity: Racial and social equity must be explicit goals of all regulations.

    I have rented in Eastern Kentucky for the last 10 years. It's hard to find something that is affordable. You have to have 2 incomes that are over $15 an hour to find something. To get into any federal backed housing you have to wait 2-3 years and jump through hoops. Then once you are in federal housing, you can't sit outside or you make the place look bad, you cant have people spend the night or they have to be put on the lease. You are treated like a second class citizen. Here are some values FHFA should follow.......Mandatory Requirements: Tenant protections should be applied to all landlords with a federally backed mortgage and all rental properties, including larger multifamily properties and smaller one-to-four-unit properties. Tenant protections should not be incentivized or volunteer-based.
    Enforcement: Landlords who violate FHFA’s tenant protections should be found to be in technical default and should not be eligible for future loans.