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  • Comment Detail

  • Date: 06/16/23
    First Name: Brenda
    Last Name: Vazquez
    Email: brendavazquez01@outlook.com
    Organization Type: N/A
    Organization: Louisville Tenants Union

  • Comment

    My name is Brenda and I am a tenant living in Louisville, Ky. I am a member of the Homes Guarantee Campaign. I had to move back home because my salary of $45,000 a year isn’t enough to be able to afford a one bedroom apartment in Louisville, Ky. The rent is too damn high. The Federal Housing Finance Agency should protect tenants by limiting annual rent hikes to 1.5 times the Consumer Price Index or 3%, whichever is lower, in properties with federally backed mortgages. These limits should be applied universally as a requirement to all federally backed mortgage programs. In addition to limits on rent hikes, the FHFA should prohibit evictions without good cause, ban source of income discrimination, enforce and expand existing protections against discrimination, require safe and accessible housing conditions, create a landlord registry, require fair and standardized leases, ensure tenants have the right to organize, and create an Office of Tenant Protections to enforce these rights in all properties with federally backed mortgages.