Comment Detail
Date: 10/12/17 First Name: Denise Last Name: Clark Email: dclark@calhfa.ca.gov Organization Type: state government Organization: California Housing Finance Agency Comment
The California Housing Finance Agency, CalHFA has reviewed FHFA’s Strategic Plan: Fiscal Year 2018-2022 and feel that the goals set forth in the plan address the priorities that are affecting are housing market today and going forward.
The only area that we suggest emphasizing is supporting the needs of the First-Time Homebuyer market. This is a market that is struggling and needs additional focus on how to overcome the problems, such as the ability for HFAs to offer high LTV loan programs, as well as allowing CLTV ratios to exceed 100% so that first-time homebuyers can utilize subordinate loan programs to assist them with down payment and/or closing costs.
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