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  • Comment Detail

  • Date: 04/24/23
    First Name: Jenna
    Last Name: Gray
    Email: jenna.v.gray@gmail.com
    Organization Type: other
    Organization: Citizen

  • Comment

    I'm writing in STRONG opposition to the FHA proposed new mortgage structure charging those with higher credit scores MORE then those with lower credit scores. While I admire the appetite to do something to increase home ownership for lower income, having higher credit score persons subsidize the risk is not the answer. Credit score is not an indicator of income (my parent's worked in public service, were considered low income at points in their career and maintained good credit scores). With mortgage rates higher then they have been in a decade, charging an extra charge is not the way. Figure out a tax credit; charging those who have been responsible more is not the answer. I'm disgusted (and for what it's worth, I've voted democrat for the past 20 years)