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FHLB Topeka has been a valued partner of ours for nearly 35 years, helping us to serve our community needs in many ways. They offer competitive pricing for their various short and long-term advance products, and are able to accept many different forms of collateral, enabling us to have access to readily available liquidity as needed. Selling of loans in to the MPF program, receiving grants through the Affordable Housing Program, and using the letters of credit, allows us to keep our community relationship with our customers and support it in many different ways. Over the years we have used their wire and safekeeping services helping us to better serve our customers. Their friendly and knowledgeable employees are always helpful in offering solutions to any of our borrowing needs. The need to have readily available access to needed liquidity is essential in the current and ongoing environment.