Comment Detail
Date: 03/16/23 First Name: Jason Last Name: Schwartz Email: jschwartz@hawthornbank.com Organization Type: other Organization: Hawthorn Bank Comment
The FHLB system provides support to the banking industry, allowing for fundamental stability in the form of liquidity and an outlet for mortgages. The AHP program has specifically provided affordable housing development throughout the country. I would encourage the FHFA to support allowing e-signatures for all collateral types. We are very deep into the digital age to not be allowing this. The FHLB should not be an incubator for FinTechs or REIT's, but should stick to the support of the banking industry. Finally requiring tracking of every dollar advanced from the FHLB is not practical.
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