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  • Comment Detail

  • Date: 08/15/23
    First Name: Mark
    Last Name: Huang
    Email: none@yahoo.com
    Organization Type: other
    Organization: Private

  • Comment

    GSE capital:

    1% is sufficient if GSEs or FHFA is careful.
    1.5% is too conservative.
    2% is outrageously high.

    No free lunch. Someone has to pay for excessive capital. Home owners with mortgage.