Comment Detail
Date: 05/16/23 First Name: Laura Last Name: Contreras Email: laura@crosswalkmtg.com Organization Type: other Organization: Crosswalk Mortgage Comment
Please consider removing or dialing back the recent LLPA's added based on borrowers' credit scores and down payment. This makes it so much more difficult for buyers, especially first time homebuyers to qualify for the purchase of their home. By making it more expensive for them after working so hard to improve their credit scores and save money, we are making it so much more difficult for them to proceed to buy their first home which we know is the best step in creating generational wealth for most Americans.
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