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  • Comment Detail

  • Date: 03/28/18
    First Name: Ken
    Last Name: Fears
    Email: kfears@realtors.org
    Organization Type: other
    Organization: National Association of REALTORS®

  • Comment

    On behalf of the 1.3 million members of the National Association of REALTORS® (NAR), I submit the attached letter in response to the Federal Housing Finance Agency’s (FHFA) Credit Scoring Request for Input. NAR has long advocated for the credit and lending communities, as well as federal regulators, to reassess the entire credit structure and to look for ways to increase the availability of credit to qualified borrowers who are good credit risks. NAR appreciates the FHFA’s efforts to introduce new credit models to the government sponsored enterprises (GSEs), but views this as a first step and looks forward to the GSEs’ adoption of additional modeling and data innovations in credit scoring.