Comment Detail
Date: 01/10/18 First Name: Jeremy Last Name: Webster Email: jwebster@centrebank.net Organization Type: other Organization: CentreBank Comment
My #1 suggestion, far and away, regarding credit scores - the credit score that a consumer sees when they go through the bureaus to get their "consumer score" should always match the credit score that I see as a mortgage lender when I pull their credit. It is so difficult to explain to consumers why they see a 631 on Equifax's site when they pull it, but I see 602 when I pull it. I know a lot of them track their scores on creditkarma and the like, and it would be much more difficult to control the scores they get from such a site. So perhaps the three bureaus could provide a free credit score along with a consumer's free annual credit report available through annualcreditreport.com?