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  • Comment Detail

  • Date: 02/13/21
    First Name: Benjamin
    Last Name: Onega
    Email: benonega@hotmail.com
    Organization Type: other
    Organization: Onega Appraisal
  • Comment

    As an appraiser, working with the 1004 hybrid product has been a pleasure. I get to analyze data and track market trends as opposed to spending time driving to properties and comparable sales. My quality has increased and I receive far fewer revision requests from clients as I find myself spending more time "in the report", developing sufficient commentary, and consulting with brokers now that I spend less time traveling. I encourage the Federal Housing Finance Agency to expand the use of the 1004 Hybrid form and continue working with appraisal modernization throughout the appraisal industry.