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  • Comment Detail

  • Date: 05/10/23
    First Name: Tommy
    Last Name: Casselberry
    Organization: N/A
    City: N/A
    State: N/A
    Attachment: N/A
    Number: RIN-2590-AB29

  • Comment

    The idea of charging people higher fees for having a higher credit score and lower fees for those with a lower credit score seems counterintuitive and unfair. Credit scores are intended to be a measure of creditworthiness and financial responsibility, and charging people more based solely on their score could penalize those who have worked hard to maintain good credit. It's important for fees and charges to be based on objective factors, such as the actual risk involved in lending.