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  • Comment Detail

  • Date: 09/15/21
    First Name: Vic
    Last Name: Kurkeyerian
    Organization: N/A
    City: N/A
    State: N/A
    Attachment: N/A
    Number: RIN-2590-AB17
  • Comment

    Hello, I e been in the mortgage industry for over 20 years, and before that in real estate. Fannie and Freddie are the most important part of that industry( both mortgage and real estate) which effects the rest of the economy. Making the entities raise to much money, and keeping them in conservatorship will hurt the very people you are trying to help. The us tax payer, while I understand you don’t want the US tax payer to pay money for losses from losses of these companies, you have to understand making loans more expensive by mail g reserve capital requirements hard to achieve will raise cost of homeownership, hurting low income families, raise rents as housing cost will increase. I think having a smaller buffer, in first loss, followed some type of private insurance before the tax payer is best and keeps lending cost down