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  • Comment Detail

  • Date: 11/19/18
    First Name: Leslie
    Last Name: Jensen
    Organization: N/A
    City: N/A
    State: N/A
    Attachment: N/A
    Number: RIN-2590-AA82

  • Comment

    I do not see a resolution to the credit score request for input 2017. I'm a consumer with excellent FICO 8 and 9 scores, but low "classic" FICO scores due to old missed payments, and the inability to use the newer algorithm is prohibiting me from obtaining an affordable mortgage. I have no debt and no way to increase my score except to wait, and at that point I might be priced out of the market, especially with Amazon HQ2 set to arrive next year.
    Please let me know whether or not a decision has been made to allow consumers to use the newer version of FICO or Vantage scores.