Comment Detail
Date: 03/17/16 First Name: David Last Name: Silberman Organization: Consumer Financial Protection Bureau (CFPB) City: N/A State: N/A Attachment: N/A Number: RIN-2590-AA27 Comment
The Consumer Financial Protection Bureau (CFPB) is committed to ensuring that housing markets operate fairly, transparently, and competitively for all consumers and believes that manufactured housing can serve important housing needs in certain communities throughout the United States. The CFPB recognizes the Federal Housing Finance Agency’s (FHFA) distinct mission and authority regarding the Enterprises. The CFPB is providing these comments for FHFA’s consideration to highlight the CFPB’s work on manufactured housing and to provide information on the laws and regulations implemented and enforced by the CFPB that apply to the financing of manufactured homes. The CFPB commends FHFA on the careful and detailed analysis contained in its proposed Enterprise Duty to Serve Underserved Markets rule (the proposal) and believes that benefits for consumers could result from FHFA’s efforts. The CFPB hopes that the information in this letter is helpful to FHFA as it develops a final rule.