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  • Comment Detail

  • Date: 02/20/16
    First Name: Gary
    Last Name: Keir
    Organization: Carbon Xprint LLC
    City: N/A
    State: N/A
    Attachment: N/A
    Number: RIN-2590-AA27

  • Comment

    There are benefits to providing an addition mortgage option for energy efficiency and renewable energy improvements. The clean energy improvements could include high performance windows, air sealing, insulation, heat recovery, solar PV and thermal, geothermal, wind, and performance monitoring. Bundling these portions separate from the main mortgage would allow the possibility of aggregating these into “Green Bonds”. This would increase the options for socially responsible investors.
    One of the purposes of “Duty to Serve” is to provide credit for energy efficiency in affordable housing and underserved markets. Providing more “green” investment options can provide more capital for energy efficiency in these markets. My hope is that by using methods such as Carbon Xprint, where one can become engaged in clean energy investments for as little as the cost of a ton of carbon, we can provide the option to save and invest in clean energy for the underserved markets of working people as well as accredited and institutional investors.