About Us

Performance and
Accountability Report

This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.

FHFA Values

Fairness	We value varied perspectives and thoughts and treat others with impartiality.
Accountability	We are responsible for carrying out our work with transparency and professional excellence.
Integrity	We are committed to the highest ethical and professional standards to inspire trust and confidence in our work.
Respect	We treat others with dignity, share information and resources, and collaborate.

Supervision
& Regulation

Annual Report to Congress

Read about the agency’s 2022 examinations
of Fannie Mac, Freddie Mac and
the Home Loan Bank System.

Plans and Reports

We Want to Hear From You

Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.

Conservatorship

Conservatorship of Fannie Mae
and Freddie Mac

As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.

Conservatorship
Performance Goals

1.	Operate the business in a safe and sound manner.
2.	Promote sustainable and equitable access to affordable housing.

2023 Scorecard

Data & Tools

Downloadable Data
& Data Reports

FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.

House Price Index Release Dates

See HPI Release Dates for 2023 and 2024

Policy, Programs & Research

Source: FHFA

FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...

Mortgage Translations
Mortgage Translations

Glossaries

COVID-19 Resources

FHFA Releases Housing Mission Report for 2023
FHFA to Host FHLBank and CDFI Symposium
June 20, 2024

Register Now
State Financial Regulators and FHFA Enter Into Mortgage Market Information Sharing Agreement

[Press Release]
FHFA House Price Index Down 0.1 Percent in January; Up 6.3 Percent from Last Year
FHFA Announces 2024 Generative AI in Housing Finance TechSprint
Director Sandra Thompson's Statement on Title Acceptance Pilot
RFI Summary: Tenant Protections

Now Available
FHFA Announces Conforming Loan Limit Values for 2024
FHLBank System at 100: Focusing on the Future Report
Now Available
FHFA Announces Fair Lending Program To Support Equitable Housing Finance
Climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.
FHFA Requests Comments on Rules

FHFA requests your comments on rules open for comment.

Click Here for Information on COVID-19 Assistance

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Releases, Statements, Speeches and Testimony

April 18, 2024

Written Testimony of Sandra L. Thompson, FHFA Director, Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs: "Oversight of Federal Housing Regulators"

Chairman Brown, Ranking Member Scott, and distinguished members of the Committee, thank you for the invitation to appear at today's hearing. Congress established the Federal Housing Finance Agency (FHFA or Agency) to protect the safety and soundness of the housing finance system and promote affordable and sustainable access to mortgage credit nationwide through the regulation and supervision of its regulated entities – Fannie Mae, Freddie Mac (together, the Enterprises), and the Federal Home Loan Bank System, which includes the 11 Federal Home Loan Banks (FHLBanks) and the Office of Finance...

April 17, 2024

FHFA Releases Housing Mission Report for 2023

The Federal Housing Finance Agency (FHFA) today released its annual Housing Mission Report, describing the activities taken by Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (FHLBanks) in 2023 to promote access to financing for affordable, sustainable, and equitable housing and targeted economic development...

April 16, 2024

FHFA Publishes New Product Notice for Freddie Mac Second Mortgage Proposal

The Federal Housing Finance Agency (FHFA) sent to the Federal Register a notice of a proposed new product from Freddie Mac to begin purchasing certain single-family closed-end second mortgages...

Spotlight Topics

Climate Change and Environmental, Social and Governance (ESG)

The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.

Suspended Counterparty Program

FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.

Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.

Trouble With Your Mortgage?

Find out your options
and solutions available.

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We Want To Hear What You Think

Provide input on matters under review
or submit comment on proposed rules.

View items open for comment or input

House Price Information

*FHFA HPI Release Dates

Calculator

House Price Calculator

Calculate the current estimated dollar value of your home using FHFA's House Price calculator.

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FHFA House Price Index

Download the latest FHFA House Price Index

Download FHFA HPI

Mortgage Resources

Housing Market Indicators

MIRS Transition Index

MIRS Transition Index Release Dates		Index Value
March 2024		6.65
February 2024		6.94
January 2024		7.49

MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages. For further information, click here.